Thursday 11 February 2016

PDF⋙ Fundamentals of Insurance Coverage in all 50 States (2nd edition) by Bradley W. Matthiesen, Gary L. Wickert, Douglas W. Lehrer

Fundamentals of Insurance Coverage in all 50 States (2nd edition) by Bradley W. Matthiesen, Gary L. Wickert, Douglas W. Lehrer

Fundamentals of Insurance Coverage in all 50 States (2nd edition)

Fundamentals of Insurance Coverage in all 50 States (2nd edition) by Bradley W. Matthiesen, Gary L. Wickert, Douglas W. Lehrer PDF, ePub eBook D0wnl0ad

Fundamentals Of Insurance Coverage In All 50 States-2nd Edition is a unique compendium and overview of all aspects of insurance coverage law, in every state. The treatise utilizes and cites state and federal statutes, insurance regulations, and case law from every state as a framework for a unique and unprecedented treatment of this confusing and varied body of law. The book is designed specifically for insurance claims handlers and supervisors who have responsibility for or occasion to deal with coverage issues relating to third-party defense litigation, first-party claims litigation, and/or reservation of rights scenarios. In the past decade, the number of disputes between insurers and insureds over policy coverage, especially involving environmental pollution and exclusions, has increased exponentially. More and more insurance companies, faced with astronomical claims in these areas, have had to resort to meticulously enforcing coverage exceptions and exclusions in order to maintain profitability. The result has been a dramatic rise in coverage litigation. Millions of dollars have been spent by corporate America and the insurance industry to contest and litigate the obligation of insurers to defend or indemnify insureds held liable to other parties, the state or the federal government for environmental impairment or other insurance obligations. The purpose of this book is to compile all of the relevant law, regulations and case decisions in these areas from all 50 states into one easy to understand and easy to use reference book which should be the first place a company should turn when coverage matters rear their ugly heads. While the book intentionally omits reference to federal statutes, regulations or holdings based purely upon federal law, except insofar as they may be necessary to clarify issues of state law, it is a comprehensive treatment of all other aspects of coverage issues which the average claims handler or supervisor might be expected to run across in any given situation. The integrity of the insurance industry and its commitment to honoring legitimate claims for which it is contractually or legally responsible is offset by the industry s concomitant desire to avoid payment for claims and damages for which it is not contractually obligated and for which there is no insurance coverage. This primer on coverage law is perfect for the insurance professional whose responsibilities are not only spread across various lines of insurance, but across the whole of our continent as well. From the introduction of common issues and common rules to a discussion of coverage triggers, equitable relief, economic loss, property damage and a variety of policy exclusions, the book is intended to be the legal companion of anybody whose responsibilities take them, however frequently or infrequently, down the uncertain path of coverage denial and coverage litigation. This one-of-a-kind treatise covers the following issues in all 50 jurisdictions: * Understanding the Contract of Insurance * Law Governing the Insurance Policy * Tackling Ambiguity and Interpretation of Policies * General Contract Rules for Interpretation * Rights and Obligations of all Parties to the Insurance Contract * Limitations of the Construed Against the Drafter Rule in all States * The Extent of Risks and Coverages * Good Faith and Fair Dealing Bad Faith * Basic Policy Defenses * Cooperation of the Insured * Failure to Pay Premiums * Environmental Issues and Related Insurance Law In addition to being an excellent and easy to understand primer on coverage issues and the basic insurance contract, the book is suitable for both the inexperienced claims professional and the seasoned veteran. It is also the perfect starting point for any research or litigation briefing by trial lawyers, defense

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